Photoshop Templates

[EM77]

Hi there,

I have purchased templates to use for photocards and they have boxes for adding photos.

I am however struggling to add the photos into the photoboxes. Every time I try to insert a photo it creates a new layer rather than add it to the dedicated photo layer.

If I understand the instructions correct - to be able to merge the photo shop template layer with the new layer containing my photo I place the cursor on the line between the two layers, hold down ALT and then click which should add them together. However it does not add the photo to the frame so wondering if I have to accurately crop the image before adding to layer or should the photo just slot into the frame and fit without much editing?

So wondering if anyone have created these templates or used them so maybe have some detailed instructions to a newbi like me who are utterly confused and frustrated.

Thanks
E