How Do I Create This Effect?

[livdaleprechaun]

I know this is probably simple, but i can't seem to figure it out... How do i get the clear strip of black across the pictures I'm editing? <----- what I've been doing the last couple of days.... Thanks for the help

[iDad]

your question needs more defining,not sure what you mean. Are you referring to a transparent watermark?

[ALB68]

Here you go.

[livdaleprechaun]

Thank you angel sent from heaven! You have saved me much torment and anguish!

[chitkaran]

just create a New Layer of black with 50% approx opacity. Add text layer on top... Done

[sprucemagoo1]

It looks as though the blending mode was set to overlay or something to me, as well as the low opacity.

[Paul]

Defo overlay used, notice how the colors have deepened via saturation of applying the overlay.