oh and by the way I guarentee with a dslr your shooting ISO will rarely exceed 200 .
I couldn't disagree more, and any new DSLR should get excellent results at 400.
On a cloudy day or in the shade you may need 400 or more to get enough depth of field.
There are 2 rules of thumb that matter.
The shutter speed should be no lower than the focal length of the lens.
The sweet spot on most lenses is around f8
Put a 300mm lens on,
minimum shutter speed is 1/300 for something that's not moving, that's just for camera shake.
To stop action action you need 1/1000, 1/2000 or more depending on the subject.
You need ISO 400 - 600 to get those shots.