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yeah if I am reading it right then once you have created your text layer right click it and select blending options which I assume you know so you can add your gradients shadows emboss overlays strokes etc etc etc. then once your happy with it on the right hand side you will see a button named new style click that it will ask you to name it and will save all the current effects. So next time you go into a blending options above drop shadow and blending options default on left hand side you should see styles very top box and that has a lot of presets in but the last 1 will be the last saved style. Hope this is what your after