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Gosh, if that's all you want to do, there are lots of PS brushes out there for free. Just do a search for Photoshop Border Brushes etc. Load the brushes in your Presets/Brushes folder and have fun. You use a brush by painting it onto a layer by itself, then you can transform it or manipulate it any way you like. I'm pretty sure I have some fancy borders in my folder if you don't find some. You can also find them in vector format too, but they may not be free.