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Rick, I looked at the free page which Al linked and saw the ten frames at the bottom. Are those the ones you are trying to make work? If so...

Drag the edge.gif to your computer. Open the image you wish to mask in Photoshop. Open the edge.gif image and resize it to the dimensions of your image. Once resized, Select All Control (Command) + A and Copy. Now bring your image forward, add a layer mask. Go to the Channel's Palette and you will see the layer mask is an Alpha Channel. Highlight that new channel and make it visible then paste the edge.gif you copied.

Once the frame is copied in the layer mask it will look like a quick mask. If you switch off visibility in the Channels Palette it will just be a selection. If you just click on any other layer or the image itself the quick mask visibility will go away. If you are sure you want that frame you can always right click and select Apply Layer Mask.

A second but destructive technique would be to copy the edge.gif once it is resized, paste it to a new layer. Control (Command) + Click on that new layer to load the visibility mask, make your image layer active and hit delete. Throw away the edge layer.