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Why don't you post what you have so far and let us take a look.

Just to reiterate, the other photographer does not include another step for his photographs. As I explained, what your interpreting as a gradient is not, it's part of the original image.

Here's how it works on the second image example you provided.

Original

[ATTACH]73705[/ATTACH]

Reflection

[ATTACH]73706[/ATTACH]

Blurred reflection

[ATTACH]73707[/ATTACH]

No gradient added.

But since you insist, create a new layer, then use your Rectangular Marquis Tool to create a selection of the lower half of your image (where the reflection begins), then use the Gradient Tool to create a gradient from the top center of the selection (hold down the shift key to keep the gradient straight), that's pretty much all there is to it.