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This depends on how clever you are and your understanding of SO's. The layer masking can be confusing at times, but it's nothing that a little experience with SO wont cure. 

Look, you have a viable alternative that works and solves your problems. You seem to be dead set against the concept since you continue to find fault. Why don't you take a more positive stance here and give it a try. I think when you have the "ah ha" moment and it starts making sense, you will come back and thank us.