Poser Models for all to use {Some nudity in this thread}
Yea Stu
You can do some basic modeling in Poser, however I think most of the more complicated mobels are created in Studio Max or Cinema, and then ported for Poser.
The texture maps are done in Photoshop for the most part, although any paint program would work.
And they use a program called UV Mapper to map the textures to the model.
Gidgit
Yea I agree with you about Strata, and there is a free version avalable as well
The other program that is a little easier to get going on is Blender, however this no longer available.
OZ
No nothing under that's why she's busted.