...Gradients plus inner stroke ??...
Nearly, yeah.
Text can be any colour, doesn't matter....but make it easy on yourself and make it BIG.
Apply 'Gradient Overlay' fx and use the original to sample the colours.
Apply 'Inner Glow' fx and adjust to taste.
In order to replicate the exact example you posted I then...
Duplicated the text layer and converted to a smart object. This will keep the effects 'in proportion' when resizing the text.
I then used the transform tool to scale the text, (Smart Object), to the original size.
If text is still 'editable' text it can be resized by either typing the value in the character panel, scrubbing the icon in the character panel, or transforming. Transforming 'editable' text will automatically change the font size in the character panel.
If you need to tweak the 'fx' used then double clicking the duplicate 'smart object' layer will allow you to change the 'fx' properties....the only problem is you don't have the original for reference unless you use 'windowed' workspaces and display both documents simultaneously.
Anyway....that's what I did and here is the 'style' I ended up with...
View attachment ZOE20_LENDING_MT.zip
You'll see its not too dissimilar from your own except for 'inner glow'....it gives you way more options than 'stroke'.
You can load this into your current 'styles' and tweak it as you need.
Your style 'presets' are located here...[adjust for your PS and OS version]
C:\Users\< username >\AppData\Roaming\Adobe\< photoshop Version >\Presets\Styles
Regards.
MrTom.
